What a new Buick or GMC costs in 2026

Here is every new model we sell, from least to most expensive, with the starting MSRP the manufacturer advertises. These figures exclude the destination charge ($1,995 to $2,795 depending on the model), taxes, title, registration and dealer fees, so use them to compare models, not to budget.

For live prices on the exact vehicles on our lot, browse new inventory. Our deep inventory of premium trims, including GMC Denali Ultimate and Buick Avenir models, means the top of this range is usually in stock to see in person.

How to buy a car in Virginia, step by step

1. Set a monthly budget, not just a price. Include insurance, fuel and Chesterfield's personal property tax, which arrives each June.
2. Get pre-qualified. We offer pre-qualification through GM Financial and Capital One, and you can bring outside approval from your bank or credit union.
3. Value your trade. Get an offer from Haley Buys Cars and know your loan payoff before you shop.
4. Pick two or three vehicles and test-drive them back to back. Our loop on Midlothian Turnpike and Route 288 covers stop-and-go traffic and highway merges.
5. Ask for an itemized out-the-door quote. It should show the price, tax, title, registration, processing fee and any add-on products as separate lines.
6. Review financing and protection products in the finance office. Every product beyond the vehicle itself is optional; ask what each one costs per month.
7. Take delivery and use your Haley Advantage. Your 3-day return window starts at delivery on qualified vehicles, and your first oil change and lifetime state inspections are already included.

Your out-the-door price in Virginia

Virginia doesn't cap dealer processing fees, so the most useful number to compare between dealers is the out-the-door price: the total you'll pay before any trade-in credit. Here is how it adds up on a $50,000 vehicle.

For a line-by-line walkthrough of every fee, including what the processing fee covers, see our guide to out-the-door pricing in Virginia.

Financing: rates, terms and what they really cost

Your rate depends on your credit, the term, the vehicle and current manufacturer offers through GM Financial, which change monthly. The term you choose matters as much as the rate. Stretching a loan lowers the payment but raises the total interest you pay.

Our finance team works with a wide range of credit situations and with GM Financial and Capital One. Estimate your own payment with our Virginia car payment calculator, or if you'd rather know where you stand before you visit, get pre-qualified online.

The car loan interest deduction: which models qualify

For tax years 2025 through 2028, buyers who finance a new, U.S.-assembled vehicle for personal use can deduct up to $10,000 a year of loan interest, whether they itemize or take the standard deduction. The deduction begins to phase out at $100,000 of modified adjusted gross income for single filers and $200,000 for joint filers. Leases, used vehicles and business-use vehicles don't qualify.

Worked example: $50,000 financed at 6.9% for 72 months is about $850 a month, with roughly $3,232 of interest in the first year. At a 22% federal bracket, deducting that interest would lower the tax bill by about $711. We'll show you the window sticker on any vehicle before you sign. Read the full model-by-model eligibility list.

Lease or buy?

GM Financial lease offers change monthly and carry required disclosures, so we list current offers on our specials page rather than here. Our lease vs. buy guide works through the math on a real Sierra and Acadia.

Trading in, including if you owe more than it's worth

Late-model trucks and SUVs bought at 2021-2023 prices are now worth less than many owners expect. Nearly three in ten trade-ins were underwater in late 2025, owing an average of $7,214 more than the vehicle was worth (Edmunds). If that's you, the difference can be rolled into a new loan, but it raises your payment and the total interest you pay.

• Know your payoff. Get it from your lender before you shop; it's different from your balance.
• Get a written offer.Haley Buys Cars gives you a number whether or not you buy from us.
• Consider waiting. If you're more than a few thousand dollars underwater and the vehicle is reliable, paying it down for a year can save more than any incentive.
• Bring records. Service history and completed recall paperwork, especially on a 6.2L Sierra or Yukon, support your truck's value.

See our guide to negative-equity trade-ins for worked examples.

What the Haley Advantage includes

Every vehicle purchase at Haley Buick GMC Midlothian includes the Haley Advantage at no additional charge. It's the clearest difference between buying here and buying elsewhere.

Full terms are on our Haley Advantage page.

When is the best time to buy?

For most shoppers, late November through December is one of the strongest windows of the year, because dealers are making room for the next model year and GM incentives often peak at year-end. Two things specific to this year are worth weighing:

• Sierra 1500 shoppers: 2026 is expected to be the final year of the current-generation Sierra 1500 before an all-new 2027 arrives. A leftover 2026 is a proven design at a closeout price; a 2027 brings new styling and technology at a new-model price.
• Tax timing: interest you pay in 2026 on a qualifying loan counts on your 2026 return, so buying in December rather than January gets you a partial year of deductible interest sooner.

Read our 2026 year-end buying guide for a model-by-model take on buying now or waiting.

Military, veterans and first responders

We're the closest of Richmond's Buick GMC dealers to Fort Lee in Prince George County and to Defense Supply Center Richmond in Chesterfield. Military members, veterans, first responders, law enforcement and educators receive 5,000 bonus Haley Advantage Rewards points, and GM offers a separate military purchase program whose current terms we'll confirm for you. Our military car-buying guide covers registering a car in Virginia as an out-of-state service member and buying before a PCS move.

Guides in the Buying & Financing Center

Each guide below goes deeper on one topic from this page. New guides are added as they publish.

Frequently asked questions

Prices are starting MSRPs and exclude destination, tax, title, registration and dealer fees unless stated. Program benefits apply to qualified vehicles only; see dealer for details. Tax information is general and not tax advice. Information current as of October 2026.